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	<title>Fundsunion</title>
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	<link>http://www.fundsunion.com</link>
	<description>Funds Union</description>
	<lastBuildDate>Sat, 19 Nov 2011 02:09:41 +0000</lastBuildDate>
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		<title>Crowdfunding in the Future</title>
		<link>http://www.fundsunion.com/crowdfunding-in-the-future</link>
		<comments>http://www.fundsunion.com/crowdfunding-in-the-future#comments</comments>
		<pubDate>Sat, 19 Nov 2011 02:09:41 +0000</pubDate>
		<dc:creator>fundsunion</dc:creator>
				<category><![CDATA[Products]]></category>

		<guid isPermaLink="false">http://www.fundsunion.com/?p=15</guid>
		<description><![CDATA[I&#8217;ve been looking into crowd funding and micro financing sites for a while and it was always inspiring how many bands and independent entrepreneurs go this route. A good friend of mine just raised $16k from his friends for a &#8230; <a href="http://www.fundsunion.com/crowdfunding-in-the-future">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>I&#8217;ve been looking into crowd funding and micro financing sites for a while and it was always inspiring how many bands and independent entrepreneurs go this route. A good friend of mine just raised $16k from his friends for a new offline print magazine for the web design community. I started investing money into <a href="http://www.kiva.org">Kiva.org</a> for some time now and despite the donation it&#8217;s growing to a substantial base.</p>
<p>But why is crowd sourcing only used in the &#8220;micro world&#8221; of small businesses and third world countries? Why aren&#8217;t there any deep-pocket entrepreneurs that fund a company with their name and make it into something big? Why are the super-wealthy not interested in joining forces into a for-good investment and change the entire reputation of their name and industry?</p>
<p>Can we only look at new funding approaches from industries outside the finance world (e.g. <a href="http://www.stubhub.com/radiohead-tickets/">Radiohead</a> tested new techniques from the alternative music industry)?</p>
<p>I am personally surprised that no more business models developed out of thecrowd sourcing experiences we have in our daily lives. Occupy Wallstreet, the disruptive character of online reviews or just the insane growth of Facebook should bait way more entrepreneurs into the field of crowd sourcing business models.</p>
<p>&nbsp;</p>
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		<title>USB Encryption To Secure Financial Data</title>
		<link>http://www.fundsunion.com/usb-encryption-to-secure-financial-data</link>
		<comments>http://www.fundsunion.com/usb-encryption-to-secure-financial-data#comments</comments>
		<pubDate>Mon, 03 Oct 2011 19:36:50 +0000</pubDate>
		<dc:creator>fundsunion</dc:creator>
				<category><![CDATA[Products]]></category>

		<guid isPermaLink="false">http://www.fundsunion.com/?p=9</guid>
		<description><![CDATA[The use of a flash drive is the perfect way to store data, and easily carry it around, without having to carry around a large hard drive, or similar device. However, if this USB device were to get lost, it &#8230; <a href="http://www.fundsunion.com/usb-encryption-to-secure-financial-data">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>The use of a flash drive is the perfect way to store data, and easily carry it around, without having to carry around a large hard drive, or similar device. However, if this USB device were to get lost, it could cause major problems for individuals, especially if one were lost by a person who deals with sensative materials, such as financial analysts, advisers, auditors, or an accountant. So, for those who love the portability of a USB flash drive, yet want the information secure, a secured eUSB <a href="http://www.cryptzone.com/products/eusb/">usb encryption</a> is the perfect option to purchase. This device is a comprehensive, and easy to use solution, for the security of a USB flash drive device. It will allow for the functionality and ease of mobility, and will comply with data protection laws and regulations, ensuring that a client&#8217;s information is kept safe, and will not be hacked into if the device were to be lost.</p>
<p><a href="http://www.fundsunion.com/wp-content/uploads/2011/10/images.jpg"><img class="alignnone size-full wp-image-10" title="images" src="http://www.fundsunion.com/wp-content/uploads/2011/10/images.jpg" alt="" width="225" height="225" /></a></p>
<p>&nbsp;</p>
<p>The secured eUSB offers strong encryption of data, a centralized control for USB security policy, offers password policy and protection limiting user access rights, and extensive data content reports, allowing for security across the entire network. This means all the data on the eUSB device, will only be seen by the eyes who are meant to see it, and if it is ever lost, the customer&#8217;s information is still kept safe due to password protection. The device will also minimize administration overhead since the user of the device is guided on the encryption process, and has access to a built in helpdesk if support is needed.</p>
<p>The product offers the most advanced technologies, and will ensure that all data is kept safe. There are also central management tools, which allow the users to deploy different levels, and the highest level of security for the USB device. The auto data content reporting feature offers a full audit trail, ensuring that the USB encryption is always in use, and that regulatory compliances are met. There are also anti-theft systems, so even if the USB is stolen or lost, there is no risk of data being lost, or getting into the wrong hands.</p>
<p>The eUSB device is the perfect device for financial advisers who are constantly monitoring financial information, or for the accountant who keeps records for hundreds of clients and businesses on the flash drive. It will ensure the ultimate protection, and will keep clients, and their identity&#8217;s safe.</p>
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		<title>Payday Loan Facts</title>
		<link>http://www.fundsunion.com/payday-loan-facts</link>
		<comments>http://www.fundsunion.com/payday-loan-facts#comments</comments>
		<pubDate>Tue, 19 Jul 2011 02:07:19 +0000</pubDate>
		<dc:creator>fundsunion</dc:creator>
				<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.fundsunion.com/?p=6</guid>
		<description><![CDATA[Since there is a lot of confusion about payday loans, we asked our Paydayloanfacts.com friends to to add a few payday loan facts to this blog. For anyone in the space, this is quite interesting: Payday loans are a short-term &#8230; <a href="http://www.fundsunion.com/payday-loan-facts">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Since there is a lot of confusion about payday loans, we asked our <strong>Paydayloanfacts.com</strong> friends to to add a few payday loan facts to this blog. For anyone in the space, this is quite interesting:</p>
<p>Payday loans are a short-term loan that is covered by the borrower&#8217;s <a href="https://www.google.com/advisor/uschecking?bsp&amp;s=1&amp;kw=checking%20account&amp;group=Generic&amp;q=checking%20account&amp;b=H">personal checking account</a>. The process works by having the borrower write a check for the amount to be funded plus the finance charge and they receive their cash. On the next payday, the loan company will present the check to the bank to pay off the payday loan. If the borrower can&#8217;t or does not want to pay it off on the next pay period, then they will just pay the finance charge and the loan will be extended to the next payday.<br />
Payday loans can be funded from $100 to $1000, depending on a few factors. Each state set a legal limit on how much a payday loan business can charge for interest, so this restricts the amount a bit. Also the borrower needs a good standing checking account, proof of steady income, and identification. All these factor into how much they will fund you for. These companies also will not perform a credit check on you, so they don&#8217;t consider if you have the ability to repay the loan, this is at your own risk. The average payday loan terms are usually for a 14 day period with the finance charges up to 400% annual interest rate. A good rule of thumb is a person will be expected to pay $15 to $30 per $100 that you have to borrow.</p>
<p>There are over 25,000 payday loan centers across the country, even rent-to-own companies, pawn shops, and check cashing stores have offered payday loan services as this is a great source of extra income for them. In the last few years an average of $25 billion dollars in loans were made with over $5billion in finance charges assessed to the borrower.</p>
<p>As you can see payday loans is a lucrative business for many companies that can provide a quick supplement to their profits. As the economy continues to struggle more people will look to payday loans to help continue to survive day to day. For the borrower, it is an expensive option to use and if you don&#8217;t stay on top of these loans and pay them off when they are due, you could be stuck paying 3 to 4 times the amount you originally financed.</p>
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		<title>American Banking Company Investment Process</title>
		<link>http://www.fundsunion.com/american-banking-company-investment-process</link>
		<comments>http://www.fundsunion.com/american-banking-company-investment-process#comments</comments>
		<pubDate>Mon, 18 Jul 2011 13:19:27 +0000</pubDate>
		<dc:creator>fundsunion</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.fundsunion.com/?p=4</guid>
		<description><![CDATA[How institutions gather funds for business development and services offered by commercial banks? With the world markets, and especially the American ones, becoming more global than ever, the options for investing your capital have increased significantly. Anybody can choose to &#8230; <a href="http://www.fundsunion.com/american-banking-company-investment-process">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>How institutions gather funds for business development and services offered by commercial banks?</p>
<p>With the world markets, and especially the American ones, becoming more global than ever, the options for investing your capital have increased significantly. Anybody can choose to invest wherever they want no matter if they own an American company or a Swedish one &#8211; you can choose to invest your money in investment options from another continent due to modern communication opportunities. This article will let you know more aspects on the subject of American banking company investment because you see, understanding the general process of company investment banking will make you understand exactly how things are in the United States on this matter. For example, for anyone that is interested in company investment banking, commercial banks will play a very important role as investment solutions as they offer their clients not only saving accounts but also solutions of investment banking. While you may think that investment banking would mean investing in any commercial bank saving scheme, it represents the opportunity commercial banks offer their clients to invest in the banks resources. If you have a company which desires to use its capital for investment banking, the commercial bank can also offer financial and business opportunities advice.</p>
<p>There are two main ways in which an institution can gather funds to develop its businesses: sell parts of its stock on the stock market to increase its capital or it can search for capital in other places, such as interested investors who want to be become stakeholders in the company. In either of these ways, the banking institution can offer the company financial advice. A company that deals with financial banking can analyze the risks that could affect the company searching for new capital and offer advice on when the company should make the public offering together with the best method of investing these funds and assets. An investment banking company can give advice in the case of mergers and splits and in any other financial detail the company may require. You can assimilate an investment banking business with a private broker based on their role. Banks have been offering credits and have gathered funds in saving accounts for many years but they have been looking for new services and business opportunities. Commercial banks have begun to offer investment banking services to companies and they have diversified their financial services portfolio.</p>
<p>Banks have widened their operations with offices on several continents and in hundreds of countries all over the world. They have faced competition from other financial services companies with the advantage that they can also offer financial services alongside their traditional banking services. Brokers have the purpose of being the direct link between the client and the investor and the investment banking institution. They keep all the investor&#8217;s financial records and they are able to offer their customers the best possible financial advice. They deal with the buying and the selling of stock and other similar transactions and follow the stock markets closely to ensure they informed decisions at the right time. Investment banking institutions offer their partners several financial services. They offer corporate finance advice as they help companies gather funds for future development. It can help a company raise its stock value significantly and it can act on behalf of its client on the major stock markets. An investment banking institution can be an advisor when two companies decide to merge or a larger company decides to split in order to reorganize its operations and they offer their services in all countries where the bank has opened offices. The whole idea with this American banking company investment is nothing more than general investment banking for your company, but when it just means that<a href="http://www.articlesfactory.com/articles/science.html"><img src="http://www.articlesfactory.com/pic/x.gif" alt="Science Articles" border="0" /></a>, somewhere within that equation you have to</p>
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